The Cardholder may close the facility (prepayment of the outstanding amount) at any time by contacting ICICI Bank's Customer Care to avail of the foreclosure.Processing fee of 1% on 75% of transaction amount (Loan amount) will be charged in the first month of EMI tenure.This cashback will be credited into open & active credit card account within 90 days from the end of transaction month, on a best effort basis The benefit of No extra cost* EMI will be provided as cashback equal to total interest charged by the bank over a period of 24 month tenure. This scheme is provided to cardholder as No extra cost* EMI.Interest on reducing basis shall be applicable on overall transaction amount.The Cardholder shall be responsible to pay the said amount of 25% of the transaction amount at once and in whole as outstanding amount on the card in the billing cycle immediately succeeding the completion of the EMI tenure of the offer.25% of the transaction amount (Deferred amount) will be billed to cardholder after the end of completion of EMI tenure of loan amount, i.e- in the 25th month Credit Card statement from the 1st EMI month.75% of the transaction amount (Loan amount) will be converted into equated monthly instalments of 24 month tenure.

The overall transaction amount will be divided into 2 parts i.e 75% & 25% of the transaction amount.Offer valid only on Card swiped on Paytm/Pinelabs POS/EDC terminal under Brand EMI Apple FTI / iPhone for Life option.Eligible SKUs : iPhone 14, 14 Plus, 13, 13 Mini and 12.Applicability : Across all offline stores enabled by Pine / Paytm.Resellers can swipe the customer card under the correct OEM on Pine / Paytm terminal to avail this offer. This program with ICICI Bank Credit Cards continues across the Pine / Paytm offline network in the country.

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